irishexaminer.com: Insolvency service - So far, so confusing for debtors - When President Higgins signed the 2012 Personal Insolvency Act into law on St Stephen’s Day last, it promised a new beginning for the tens of thousands of individuals who find themselves hopelessly in debt, in many cases through no fault of their own.

The bad news is that, unlike the taxpayer who was given no say in bailing out the banks, debt-laden individuals — many of them also taxpayers — will only get relief if the banks agree to take a ‘haircut’. In other words, the whole structure of this new debt relief service is predicated on the banks acting in a humane and rational manner.

Mein Blog befasst sich in einem umfassenden Sinn mit dem Verhältnis von Wissen, Wissenschaft und Gesellschaft. Ein besonderes Augenmerk richte ich dabei auf die Aktivitäten des Medien- und Dienstleistungskonzern Bertelsmann und der Bertelsmann Stiftung.